Why Reporting Matters
Many fraud victims never report what happened to them — out of shame, resignation, or not knowing where to go. This silence benefits fraudsters enormously. Reporting serves two purposes: it may lead to investigation and recovery, and it creates a paper trail that helps authorities identify patterns and repeat offenders.
Even if you cannot recover your money, your report could stop the same person from stealing from someone else.
Ghana Police Service — Cybercrime Unit
The Ghana Police Service has a dedicated Cybercrime Unit that handles online fraud, mobile money scams, and digital financial crimes.
Visit your nearest police station and file an official report. Bring all evidence: transaction IDs, call logs, screenshots of conversations, and any documents received from the fraudster.
You can also reach the Ghana Police Service through their official helpline at 191.
Bank of Ghana — Financial Fraud
For fraud involving banks, microfinance institutions, forex bureaus, or mobile money operators, report to the Bank of Ghana.
Contact: 0800 991 991 (toll-free) or consumeraffairs@bog.gov.gh.
The Bank of Ghana's Consumer and Financial Literacy Department handles complaints and can escalate matters to licensed institutions.
Securities and Exchange Commission — Investment Fraud
Report Ponzi schemes, pyramid schemes, and unlicensed investment operators to the Securities and Exchange Commission (SEC) Ghana.
Contact: 0800 900 635 (toll-free) or info@sec.gov.gh.
You can also verify whether an investment firm is licensed on the SEC website at sec.gov.gh.
Your Telecom Provider — Mobile Money Fraud
For mobile money fraud, contact your provider's fraud line immediately. Time is critical — the sooner you report, the better the chance of tracing or freezing the funds.
MTN MoMo Fraud: 0244300000. Telecel: 100. AirtelTigo: 0302 100 000.
Report on Transparent Turtle
Transparent Turtle's Scam List is a public record of fraudulent numbers, businesses, and individuals reported by Ghanaians. Submitting a report here warns others in the community before they are victimised.
You can report a scam number or a fraudulent business at transparentturtle.com/report. Reports are reviewed and published to protect the wider public.
Every report you make is a shield for someone else.